<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Core marketing pages -->
  <url>
    <loc>https://fiscalme.com/</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/platform</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/pricing</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/about</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Free public tools -->
  <url>
    <loc>https://fiscalme.com/bill-negotiator</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/benefits</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Insights / content -->
  <url>
    <loc>https://fiscalme.com/insights</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/insights/trust-in-every-transaction</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Decks / investor materials -->
  <url>
    <loc>https://fiscalme.com/decks</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Auth -->
  <url>
    <loc>https://fiscalme.com/login</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/signup</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Legal & compliance -->
  <url>
    <loc>https://fiscalme.com/privacy</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/terms</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/cookies</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://fiscalme.com/accessibility</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
